Available for Strategic Roles

Muhammad
Rafiq

FCMA · APFA · CFO with 30+ years leading financial strategy, procurement, and governance across Pakistan's textile industry.

Get in Touch View Career
30+
Years Experience
CFO
Current Role
Mehran Enterprises
FCMA
ICMAP Fellow
Membership F-1568
9+
Certifications
Workshops & Seminars

Who I Am

A Trusted Financial Leader

Muhammad Rafiq – FCMA, CFO
FCMA APFA ACMA ICMAP F-1568 PIPFA APFA-4733

A Fellow Member of ICMAP and seasoned finance executive with over 30 years of progressive leadership in Pakistan's textile and manufacturing sectors. Currently serving as Chief Financial Officer at Mehran Enterprises (Pvt.) Ltd., Mirpur, Azad Kashmir.

My career spans strategic financial management, procurement governance, internal audit, and large-team leadership. I have consistently served as a strategic partner to top management, driving organizational performance through financial discipline, ERP excellence, and compliance mastery.

A proud Member of Multan Branch Council – ICMA Pakistan, I combine academic rigor with decades of real-world execution in high-stakes corporate environments.

  • LocationMultan, Punjab, Pakistan
  • EmailRafiq.f1568@icmap.com.pk
  • Phone0333-6105859
  • LanguagesEnglish · Urdu · Saraiki
  • ICMAPF-1568
  • PIPFAAPFA-4733

Career Journey

30 Years of Impact

Jul 2024 – Present
Mehran Enterprises (Pvt.) Ltd.
Chief Financial Officer (CFO)
  • Leading all financial strategy, reporting, and treasury operations for the organization
  • Serving as strategic partner to the board and executive team
Mar 2020 – Jun 2023
Ruby Textile Mills Ltd.
Chief Financial Officer (CFO)
  • Directed complete financial management including budgeting, forecasting, and SECP compliance
  • Oversaw audit, funds management, and banking relationships
May 2007 – Feb 2020
Colony Textile Mills Ltd.
General Manager – Purchase
  • Led procurement of textile spare parts, chemicals, machinery, and capital goods
  • Managed a 12-member team including officers and a dedicated manager
  • Reported directly to the Executive Director; upheld right quality, right price, right time standards
Jul 2004 – Apr 2007
Colony Textile Mills Ltd.
Manager – Internal Audit
  • Managed a 10-member audit team, conducting compliance, costing, and inventory control
  • Prepared APTMA, SECP, and statistical department statutory reports
  • Reported to the CEO/Chairman; drove system development for operational efficiency
Aug 2000 – Jun 2004
Colony Textile Mills Ltd.
Accounts & Finance Officer
  • Handled banking (CF, RF, TF, leasing, project finance), budgeting, and treasury management
  • Led annual reporting, variance analysis, and financial finalization
Jan 1998 – Jul 2000
Rainbow Industries, Multan
Chief Accountant
  • Managed full accounting operations at this manufacturing and export firm
  • Reported directly to the Chairman; supervised a team of 5
Jun 1994 – Dec 1997
Tahir Textile Industries · Designers & Developers Associates
Senior Accountant / Account Officer
  • Foundation years in financial operations, accounts management, and professional development

Core Competencies

Areas of Expertise

📊
Financial Strategy
Budgeting & Forecasting · Variance Analysis · Management Reporting · Financial Modeling
🏦
Treasury & Banking
Cash Finance · Running Finance · Term Finance · Leasing · Project Finance · Funds Management
🔍
Audit & Compliance
Internal Audit · SECP Compliance · ISO 9001 · APTMA Reporting · Inventory Control
🛒
Procurement Management
Strategic Sourcing · Supplier Management · Machinery · Chemicals · Capital Goods
💻
ERP & Technology
MS GP/ERP · Oracle Financials E-Business Suite · Excel Financial Modeling · Spreadsheet Mastery
👥
Leadership
Teams of 5–15+ · Supply Chain Management · Communication · Interpersonal Skills · Coaching

Academic & Professional

Qualifications & Certifications

2014
FCMA – Fellow Member
ICMAP · Cost & Management Accounting
2009
APFA
PIPFA · Accounts & Finance
2008
ACMA / CMA
ICMAP · Cost & Management Accounting
1991
B.A – Bachelor of Arts
Bahauddin Zakariya University, Multan
2012
Oracle Financial E-Business Suite
ICMAP · Procure to Pay Module
2011
Excellence in Excel
ICMAP Multan · Advanced Financial Modeling
2011
Enhancing Leadership Skills
NPO Pakistan
2011
Supply Chain Management
NPO Pakistan

Technical Proficiency

Tools & Skills

MS GP / ERP
Excel & Financial Modeling
Oracle Financials (E-Business Suite)
MS Office Suite
Financial Reporting & Compliance
Treasury & Banking Management
Muhammad Rafiq speaking at event
Multan Branch Council · ICMA Pakistan
Muhammad Rafiq, FCMA

Community Leadership

Active Member, ICMA Pakistan

Serving on the Multan Branch Council of ICMA Pakistan, contributing to the advancement of cost and management accounting standards across the region.

A recognized voice in Pakistan's accounting community, combining decades of corporate experience with a commitment to professional development and institutional governance.

Let's Connect

Get in Touch

Reach Out Directly

📧
Email
Rafiq.f1568@icmap.com.pk
📱
Cell
0333-6105859
📍
Location
Al-Qureshi Housing Scheme, Multan, Punjab — Pakistan
🏛
ICMAP Membership
F-1568 (Fellow)
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